This Cookie Policy explains how PesaNet, Inc. ("PesaNet," "we," "our," or "us") uses cookies and similar tracking technologies on our website (pesanet.app) and web-based portions of our Services. This policy supplements our Privacy Policy.
1. What Are Cookies?
Cookies are small text files that are stored on your device when you visit a website. They allow the website to remember your preferences and actions over time. Cookies may be "session cookies" (deleted when you close your browser) or "persistent cookies" (remaining on your device for a set period or until you delete them).
Similar technologies include web beacons (pixel tags), local storage objects, and device fingerprinting used in our mobile application. This policy covers all such technologies collectively.
2. Categories of Cookies We Use
2.1 Strictly Necessary Cookies
These cookies are essential for the website to function. They enable core services like security, authentication, and session management. You cannot opt out of these cookies.
| Cookie Name | Purpose | Duration |
|---|---|---|
| pn_session | Maintains your authenticated session | Session |
| pn_csrf | Cross-site request forgery protection | Session |
| pn_device_id | Trusted device recognition | 1 year |
| pn_admin_token | Admin dashboard authentication | 24 hours |
2.2 Functional Cookies
These cookies remember your preferences and settings to improve your experience. You may disable these, but some features may not function optimally.
| Cookie Name | Purpose | Duration |
|---|---|---|
| pn_theme | Saves your dark/light mode preference | 1 year |
| pn_locale | Saves your language preference | 1 year |
| pn_cookie_consent | Records your cookie consent choices | 1 year |
2.3 Analytics Cookies
These cookies help us understand how visitors interact with our website, allowing us to improve performance and user experience. Data is aggregated and pseudonymised where possible.
| Provider | Purpose | Duration |
|---|---|---|
| Vercel Analytics | Page views and performance metrics (privacy-first, no PII) | Session / 90 days |
| PostHog | Feature usage analytics and funnel analysis (EU-hosted option) | 1 year |
2.4 Third-Party Cookies
Some pages embed third-party content or use third-party services that may set their own cookies:
- Plaid Link: Plaid may set cookies during bank account linking. See Plaid's Privacy Statement.
- Stripe.js: Stripe may set cookies for fraud detection during card processing. See Stripe's Privacy Policy.
We do not use advertising or cross-site tracking cookies.
3. Device Fingerprinting in the Mobile App
Our mobile application uses device fingerprinting (a cryptographic hash of device characteristics) as a security measure to identify trusted devices and prevent unauthorised access. This is classified as a strictly necessary security control under our Terms of Service and cannot be disabled while using the app.
4. Your Cookie Choices
You may manage your cookie preferences by:
- Cookie consent banner: When you first visit our website, you can accept or decline non-essential cookies via our consent banner.
- Browser settings: Most browsers allow you to block or delete cookies. Note that blocking strictly necessary cookies will impair your ability to use the Services.
- Opt-out links: For analytics providers, use their respective opt-out tools (e.g., PostHog opt-out).
To update your cookie preferences at any time, use the "Cookie Settings" link in the footer of our website.
5. Do Not Track
Some browsers transmit a "Do Not Track" (DNT) signal. PesaNet currently does not respond to DNT signals, as there is no universally accepted standard for what actions to take in response. We will revisit this position as standards evolve.
6. Changes to This Policy
We may update this Cookie Policy when we add new technologies or change our practices. We will post the updated policy with a revised date. For significant changes, we will notify you via a banner on our website.
7. Contact
For questions about our use of cookies, contact us at privacy@pesanet.app.